It depends on where you live and how you live. Also when you retire and how long you live for. There are many variables to consider which is why working with a qualified experienced advisor can help you build a bespoke plan to suit your goals.

Other factors to consider:

  • If you like to live frugally in a low cost country it is possible. The risk is you live for a long time or inflation increases.
  • In 20 years $0.5m will not have the same value as it does today.

Once old and retired it will be very difficult to find work again if you run out of money. So if you do not plan for retirement properly and your investments do not perform you are running a risk.

Retirement planning and investing is very important for financial freedom. Thus making sure you plan properly for retirement is key.

This is our main focus as professional financial advisors.

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